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Carlos Albizu University Down Payment Interest Rates & Type of Mortgage Discussion

Carlos Albizu University Down Payment Interest Rates & Type of Mortgage Discussion

Question Description

Help me study for my Business class. I’m stuck and don’t understand.

Week 4

Principles of Finance APA Style Question

Part 1

Discussion Prompt 1-3 Paragraphs

Describe the time value of money. If you were offered $900 now or $1,000 one year from now, which would you choose and why?

Part 2 (Please Separate this part to a different Word Document)

Week 4 Assignment: Mortgage Calculations

For this assignment, visit the website below and experiment with different home values, down payments, mortgage types, and interest rates. Also, explore the full payment schedule on the website and review the interest, principle, and balance changes for different mortgage options.

Mortgage Calculator: https://www.daveramsey.com/mortgage-calculator

In a one- to three-page paper explain how such factors as home value, down payments, mortgage types, and interest rates affect the total monthly mortgage payment. Explain if any of these factors surprise you and the reasons why. What strategies could you take to pay the least amount for a house (or healthcare facility) over the life of the loan?

Your paper must follow APA Style 7th edition formatting throughout.


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